How To Increase Your Venmo Person To Person Limit?

Venmo has become a household name for easy and quick money transfers between friends, family, and even businesses. However, like any financial service, Venmo imposes limits on the amount of money you can send and receive. If you're a frequent Venmo user, you might have encountered these limits and wondered how to increase your Venmo Person To Person Limit. In this comprehensive guide, we'll explore the steps you can take to enhance your Venmo experience by increasing your transaction limits.

Understanding Venmo Limits

Before diving into how to increase your Venmo limits, it's essential to understand the existing Venmo limits. Venmo has both verified and unverified accounts, each with its own set of limits.

  • Unverified Accounts: For users who haven't completed identity verification, Venmo's sending limit is $299.99 per week.
  • Verified Accounts: Once you verify your identity by providing your Social Security Number (SSN), ZIP code, and birth date, your sending limit increases to $4,999.99 per week for person-to-person transactions.

Why Increase Your Venmo Limit?

Increasing your Venmo limit can be beneficial for several reasons:

  • Convenience: Higher limits mean you can send and receive larger amounts without worrying about hitting your cap.
  • Emergencies: In case of emergencies, having a higher limit can be a lifesaver, allowing you to transfer funds quickly.
  • Business Transactions: If you use Venmo for business transactions, a higher limit will enable you to conduct larger transactions smoothly.

How to Increase Your Venmo Person-to-Person Limit

To increase your Venmo person-to-person limit, follow these steps:

1. Verify Your Identity

The first step to increasing your Venmo limit is to verify your identity. This process is straightforward and can be completed within the Venmo app.

  • Go to the Settings menu in the Venmo app.
  • Tap on Identity Verification.
  • Follow the prompts to enter your SSN, ZIP code, and birth date.
  • Venmo will review your information and notify you once your identity is verified.

2. Link and Verify Your Bank Account

Linking and verifying your bank account not only increases your security but also can influence your transaction limits.

  • In the Venmo app, go to Settings > Payment Methods.
  • Choose Add a bank or card and select Bank.
  • Follow the prompts to link your bank account.
  • Venmo will make small deposits into your bank account to verify it. Enter these amounts in the Venmo app to complete the verification process.

3. Regular Usage and Good Standing

Maintaining regular usage and keeping your account in good standing can also positively impact your limits. Venmo may periodically review accounts and adjust limits based on your account activity and history.

4. Contact Venmo Support

If you've completed the above steps and believe your limit should be higher, consider contacting Venmo support. They can provide personalized assistance and may be able to adjust your limit based on your specific needs.

Tips for Maintaining a Secure Venmo Account

  • Use a Strong Password: Ensure your Venmo password is strong and unique to prevent unauthorized access.
  • Enable Multi-Factor Authentication: This adds an extra layer of security to your account.
  • Be Wary of Scams: Never send money to strangers or share your login information.
  • Monitor Your Transactions: Regularly check your transaction history for any unauthorized activity.


Increasing your Venmo person-to-person limit can enhance your experience by allowing you to send and receive larger amounts with ease. By verifying your identity, linking and verifying your bank account, maintaining regular usage, and contacting Venmo support if necessary, you can unlock higher Venmo transaction limits. Remember to prioritize the security of your account to ensure a safe and smooth Venmo experience.

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