The Ultimate Guide To Venmo Sending & Withdrawal Limits?

Venmo is a popular mobile payment service that allows users to transfer money to one another seamlessly. However, understanding the various Venmo limits associated with sending and withdrawing money is crucial for making the most of this platform. In this comprehensive guide, we will explore the different types of Venmo limits, how they work, and ways to increase them.

Understanding Venmo Limits

Venmo imposes several types of limits on its users to ensure security and prevent fraud. These limits include sending limits, withdrawal limits, and person-to-person limits. Let's break down each of these categories.

Venmo Sending Limits

Sending limits refer to the maximum amount of money you can send from your Venmo account to another Venmo user within a specified period. These limits can vary depending on whether your account is verified or unverified.

Unverified Accounts

For unverified accounts, the Venmo sending limit is relatively low. Typically, unverified accounts can send up to $299.99 per week. This limit is put in place to protect both the sender and the recipient from potential fraud.

Verified Accounts

Once you verify your identity on Venmo, your sending limits increase significantly. Verified accounts can send up to $4,999.99 per week. Verification usually involves providing your full legal name, date of birth, and the last four digits of your Social Security number.

Venmo Withdrawal Limits

Venmo Withdrawal limit dictate the maximum amount you can transfer from your Venmo balance to your linked bank account. Understanding these limits is essential for managing your funds effectively.

Standard Bank Transfers

For standard bank transfers, Venmo allows users to withdraw up to $19,999.99 per week. This limit applies to the total amount of money you can transfer to your bank account over seven days.

Instant Transfers

Instant transfers allow you to move your funds to your bank account instantly for a small fee. However, the limit for instant transfers is lower than standard transfers. Users can transfer up to $2,999.99 per transaction, with a rolling limit of $4,999.99 per week.

Venmo Person-to-Person Limits

The Venmo Person To Person Limit is the maximum amount you can transfer to another Venmo user. This limit is closely tied to your sending limits, as described earlier.

Unverified Accounts

Unverified accounts have a person-to-person limit of $299.99 per week. This means you cannot send more than this amount to other Venmo users within a seven-day period.

Verified Accounts

For verified accounts, the person-to-person limit is the same as the sending limit: $4,999.99 per week. This higher limit allows for more significant transfers between users.

How to Increase Venmo Limits

If you find that your current limits are too restrictive, there are several steps you can take to increase your Venmo limits.

Verify Your Identity

The most straightforward way to increase your Venmo limits is to verify your identity. To do this, follow these steps:

  1. Open the Venmo App: Go to your settings by tapping on the three horizontal lines in the upper left corner of the app.
  2. Select "Identity Verification": Follow the prompts to provide your full legal name, date of birth, and the last four digits of your Social Security number.
  3. Submit the Information: Venmo will process your information and, once verified, will increase your sending and person-to-person limits to $4,999.99 per week.

Link and Confirm Your Bank Account

Linking and confirming your bank account can also help in increasing your withdrawal limits. Here's how:

  1. Link Your Bank Account: In the Venmo app, navigate to the "Payment Methods" section and add your bank account information.
  2. Confirm Micro-Deposits: Venmo will make two small deposits into your bank account. Enter the amounts of these deposits in the app to confirm your account.
  3. Increase Limits: With your bank account linked and confirmed, your withdrawal limits for standard bank transfers will be maximized.

Use Venmo Frequently

Regularly using Venmo and maintaining a good transaction history can also lead to gradual increases in your limits. Venmo monitors account activity, and consistent use can demonstrate your reliability, potentially resulting in higher limits.

Tips for Managing Venmo Limits

To make the most of your Venmo account, consider these tips for managing your limits effectively:

  • Plan Your Transfers: If you anticipate needing to send or withdraw large amounts, plan your transactions accordingly to avoid hitting your weekly limits.
  • Monitor Your Activity: Regularly check your transaction history and current limits in the Venmo app to stay informed about your available balance and remaining limits.
  • Contact Venmo Support: If you need higher limits for specific reasons, contact Venmo support. While not guaranteed, explaining your needs may result in temporary limit increases.


Understanding and managing your Venmo limits is crucial for seamless transactions and effective fund management. By verifying your identity, linking your bank account, and using Venmo regularly, you can maximize your sending and withdrawal limits. Keep these tips in mind to make the most of your Venmo experience.

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